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Residential Property Claims 18 types
Fire damage
Water damage (burst pipes, leaks)
Mold damage
Wind damage (hurricanes, storms)
Hail damage
Roof damage
Vandalism
Theft and burglary
Smoke damage
Lightning damage
Collapse claims
Fallen tree damage
Plumbing leaks (supply, drain, appliance)
Sinkhole damage
Flood damage
Earthquake damage
Loss of use (ALE)
Commercial Property Claims 14 types
Fire and smoke damage
Water damage (incl. sprinkler discharge)
Mold damage
Hurricane, wind, and storm damage
Hail damage
Vandalism and theft
Business personal property damage
Business interruption / income loss
Extra expense claims
Equipment breakdown
Collapse claims
Code upgrade (Ordinance & Law)
Tenant improvements and betterments
Leasehold interest claims
Condominium & Multi-Family Claims 5 types
Building property damage
Common area claims
Loss assessment claims
Unit owner claims
HOA master policy claims
Specialty Claims 6 types
Builder's risk claims
Inland marine claims (tools, equipment)
Yacht and boat claims
Mobile home claims
Manufactured home claims
RV claims (property policy covered)
Catastrophe Claims 5 types
Hurricane and tropical storm claims
Tornado claims
Earthquake claims
Wildfire claims
Flood claims

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