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Surplus Public Adjusters is a licensed public adjuster serving Palmetto Bay, FL, led by Eric (License #W143253). The firm handles denied, underpaid, and disputed property insurance claims for homeowners and commercial property owners throughout Miami-Dade County with a contingency fee — no upfront cost, no fee unless money is recovered. One Palmetto Bay client had a water damage claim reopened and settled at a significantly higher amount after the cause of loss was properly documented.
Surplus Public Adjusters is a licensed public adjuster serving Palmetto Bay, FL and surrounding South Miami-Dade communities. We handle residential and commercial property insurance claims from initial inspection to final settlement with no fee unless we recover money for you.
Palmetto Bay sits in a flood-prone area of South Miami-Dade, and many homeowners here deal with water intrusion claims that insurers try to attribute to maintenance issues rather than covered storm damage. Surplus Public Adjusters knows the difference and fights to make sure your claim reflects the real cause of damage.
We represent Palmetto Bay homeowners and commercial property owners in disputes with their insurance company across all property damage claim types.
Most Palmetto Bay homeowners have never worked with a public adjuster before. Here is exactly what to expect.
You call or fill out our form. We review your situation at no cost and tell you honestly whether we can help and what a realistic outcome looks like.
We inspect your Palmetto Bay property and document every element of damage your insurance company may have missed or undervalued.
We prepare and submit your claim or supplemental claim with complete documentation, using industry-standard pricing software to support every line item.
We handle all communication with your insurance company directly. You receive updates throughout. We do not stop until a fair settlement is reached.
Our fee is a percentage of what we recover. If we do not improve your settlement, you owe us nothing.
“Eric and his team are very professional and great at maximizing claims. I have worked with Surplus PAs on multiple occasions and they are truly top notch professionals!”
“Because of his hard work and diligence, I was able to get a full roof replacement approved — something I couldn’t have done on my own. He was always responsive, no matter the time.”
“Once Eric got involved it became a very hands off process for us and our claim was finally processed at much higher dollar value than what was originally offered.”
“Eric was able to settle my claim in 30 days. He is a true professional and anyone fortunate to use his services will benefit from his experience and connections.”
Palmetto Bay’s waterfront properties and older home stock make flood, water, and wind claims especially common and especially contested by insurance companies looking to minimize payouts.
We also serve Kendall, Pinecrest, Palmetto Bay, Coral Gables, South Miami, and communities throughout Miami-Dade County. If you need a public adjuster near Palmetto Bay or anywhere in the surrounding area, call us and we will confirm coverage within minutes.
Call (786) 423-9885 or request a free inspection near Palmetto Bay using our online form.
Surplus Public Adjusters serves Palmetto Bay homeowners and commercial property owners with no upfront cost. Call today or request a free inspection online.
